What to Look for in West Covina, CA Lease-to-Own Companies
When selecting a lease-to-own company in West Covina, CA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in West Covina so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in West Covina, CA Work
How does Snap Finance work? Or Acima Leasing? Whichever West Covina, CA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved West Covina retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in West Covina, CA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in West Covina, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in West Covina, CA. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
West Covina, CA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in West Covina, CA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small West Covina businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find West Covina, CA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in West Covina, CA?
Both Snap Finance and Amica Leasing aim to help shoppers in West Covina, CA with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in West Covina, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in West Covina, CA, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in West Covina, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in West Covina, CA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.