Progressive Leasing or Acima Leasing in Tracy, CA?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Tracy, CA? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Tracy, CA?

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. Tracy is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Tracy, CA to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Tracy Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Tracy, CA? What about Acima Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Tracy, find the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Tracy, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Tracy vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Tracy, CA have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Tracy, CA requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Tracy who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Tracy, CA Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Tracy, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Tracy, CA, or view Acima Leasing's online retailers.

What Items Can I Lease in Tracy, CA with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Tracy, CA follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Tracy, CA?

We can’t tell you which lease-to-own company in Tracy, CA to choose. The best option for you depends on which Tracy retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.