What to Look for in Torrance, CA Lease-to-Own Companies
When comparing lease-to-own companies in Torrance, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Torrance and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Torrance, CA
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Torrance, CA tend to work the same way. You shop at an approved Torrance retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Torrance, CA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Torrance, CA?
The items you can shop for in Torrance, CA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Torrance, CA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Torrance, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Torrance and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Torrance, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Torrance, CA
Snap Finance and Acima Leasing both want to help shoppers in Torrance CA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Torrance, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Torrance, CA, you will also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Torrance, CA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Torrance, CA. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.