How to Choose a Lease-to-Own Company in Temple City, CA
When comparing lease-to-own companies in Temple City, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Temple City so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Temple City, CA Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Temple City, CA follow similar models. You shop at an approved Temple City retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Temple City, CA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Temple City, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Temple City, CA. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Temple City, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Temple City, CA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Temple City businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Temple City, CA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Temple City, CA
Both Snap Finance and Amica Leasing support Temple City, CA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Temple City, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Temple City, CA requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Temple City, CA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Temple City, CA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.