Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Sylmar, CA

You need a lease-to-own option in Sylmar, CA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Sylmar, CA

When selecting a lease-to-own company in Sylmar, CA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Sylmar so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Sylmar, CA Work

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Sylmar, CA tend to work the same way. First, you pick from a list of approved Sylmar retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Sylmar, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Sylmar, CA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Sylmar, CA. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Sylmar, CA and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Sylmar, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Sylmar stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Sylmar, CA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Sylmar, CA?

Snap Finance and Acima Leasing both want to help shoppers in Sylmar CA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Sylmar, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Sylmar, CA also need at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Sylmar, CA

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Sylmar, CA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.