Choosing a Lease-to-Own Company in Sunnyvale, CA
When selecting a lease-to-own company in Sunnyvale, CA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Sunnyvale so you can decide which company sounds best for you.
Snap Finance in Sunnyvale, CA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Sunnyvale, CA follow similar models. First, you pick from a list of approved Sunnyvale retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Sunnyvale, CA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sunnyvale, CA?
The items you can shop for in Sunnyvale, CA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Sunnyvale, CA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Sunnyvale, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Sunnyvale and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Sunnyvale, CA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Sunnyvale, CA
Both Snap Finance and Amica Leasing aim to help shoppers in Sunnyvale, CA with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Sunnyvale, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Sunnyvale, CA also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Sunnyvale, CA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Sunnyvale, CA. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.