Choosing a Lease-to-Own Company in Sun Valley, CA
When selecting a lease-to-own company in Sun Valley, CA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Sun Valley and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Sun Valley, CA
How do Acima Leasing and Snap Finance work? Most Sun Valley, CA lease-to-own companies operate similarly. You shop in person or online at an approved Sun Valley retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance in Sun Valley, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sun Valley, CA?
The items you can shop for vary based on which Sun Valley, CA retailers are approved by Snap Finance or Acima Leasing. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Sun Valley, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Sun Valley, CA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Sun Valley businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Sun Valley, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Sun Valley, CA
Snap Finance and Acima Leasing both want to help shoppers in Sun Valley CA get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Sun Valley, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Sun Valley, CA also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Sun Valley, CA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Sun Valley, CA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.