Comparing Acima Leasing and Snap Finance in South San Francisco, CA

Looking for a lease-to-own company in South San Francisco, CA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your South San Francisco, CA Lease-to-Own Company

When selecting a lease-to-own company in South San Francisco, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in South San Francisco so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in South San Francisco, CA

How do Acima Leasing and Snap Finance work? Most South San Francisco, CA lease-to-own companies operate similarly. You shop at an approved South San Francisco retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, shop for the eligible products you want to get, and Snap Finance in South San Francisco, CA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in South San Francisco, CA?

The items you can shop for vary based on which South San Francisco, CA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in South San Francisco, CA

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local South San Francisco, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small South San Francisco businesses to trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in South San Francisco, CA, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in South San Francisco, CA

Snap Finance and Acima Leasing both want to help shoppers in South San Francisco CA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in South San Francisco, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in South San Francisco, CA requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in South San Francisco, CA, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in South San Francisco, CA. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.