Comparing Acima Leasing and Snap Finance in Sonora, CA

Seeking a lease-to-own solution in Sonora, CA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Sonora, CA

When choosing a lease-to-own company in Sonora, CA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Sonora and Snap Finance so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Sonora, CA

How does Acima Leasing work? Or Snap Finance? Most Sonora, CA lease-to-own companies operate similarly. You shop at an approved Sonora retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, select the eligible products you want, and Acima Leasing in Sonora, CA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

Sonora, CA Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Sonora, CA retailers are approved by Snap Finance or Acima Leasing. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Sonora, CA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Sonora, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sonora and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Sonora, CA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Sonora, CA

Snap Finance and Amica Leasing are dedicated to helping Sonora, CA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Sonora, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.

Acima Leasing in Sonora, CA also requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Sonora, CA Lease-to-Own Company

Many shoppers across Sonora, CA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.