How to Choose a Lease-to-Own Company in Simi Valley, CA
When choosing a lease-to-own company in Simi Valley, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Simi Valley and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Simi Valley, CA
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Simi Valley, CA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Simi Valley retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing in Simi Valley, CA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Simi Valley, CA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Simi Valley, CA. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Simi Valley, CA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Simi Valley, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Simi Valley businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Simi Valley, CA.
Acima Leasing vs. Snap Finance Application and Requirements in Simi Valley, CA
Snap Finance and Amica Leasing are dedicated to helping Simi Valley, CA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Simi Valley, CA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Simi Valley, CA, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Simi Valley, CA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Simi Valley, CA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.