Snap Finance in Shafter, CA or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Shafter, CA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Shafter, CA Lease-to-Own Companies

When comparing lease-to-own companies in Shafter, CA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Shafter so you can find the right company for you.

Snap Finance in Shafter, CA vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Shafter, CA tend to work the same way. First, you pick from a list of approved Shafter retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Snap Finance in Shafter, CA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

Shafter, CA Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Shafter, CA. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Shafter, CA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Shafter, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Shafter stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Shafter, CA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Shafter, CA?

For shoppers in Shafter, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Shafter, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Shafter, CA requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Shafter, CA

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Shafter, CA. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.