Snap Finance in Sepulveda, CA or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Sepulveda, CA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing a Lease-to-Own Company in Sepulveda, CA

When selecting a lease-to-own company in Sepulveda, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sepulveda so you can determine which company is right for you.

How Does Lease-to-Own in Sepulveda, CA Work?

How does Acima Leasing work? Or Snap Finance? Whichever Sepulveda, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Sepulveda retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Sepulveda, CA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Sepulveda, CA?

The items you can shop for vary based on which Sepulveda, CA retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Sepulveda, CA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Sepulveda, CA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Sepulveda businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Sepulveda, CA.

What Are the Requirements for Acima Leasing vs. Snap Finance in Sepulveda, CA?

For shoppers in Sepulveda, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Sepulveda, CA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Sepulveda, CA also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Sepulveda, CA Lease-to-Own Company

Many shoppers across Sepulveda, CA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.