How Do I Choose Between Lease-to-Own Companies in Scotts Valley, CA?
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. Scotts Valley is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Scotts Valley, CA so you can figure out which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Scotts Valley, CA Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Scotts Valley, CA? Applying with either company will look pretty similar. Browse at eligible Scotts Valley retailers, choose the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Scotts Valley, you can be approved for up to $5,000!
Scotts Valley Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in Scotts Valley, CA are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Scotts Valley, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Scotts Valley who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.
Acima Leasing vs. Progressive Leasing: What Scotts Valley Stores Are Eligible?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Scotts Valley stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Scotts Valley, CA, or shop Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Scotts Valley, CA
Acima Leasing and Progressive Leasing in Scotts Valley, CA follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Right for You: Progressive Leasing or Acima Leasing in Scotts Valley, CA?
Determining the right lease-to-own company in Scotts Valley, CA is a personal choice we can't make for you. To choose the right fit, consider which Scotts Valley retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.