Choosing Your Santa Rosa, CA Lease-to-Own Company
When choosing a lease-to-own company in Santa Rosa, CA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Santa Rosa and Snap Finance so you can find the right company for you.
Snap Finance in Santa Rosa, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Santa Rosa, CA lease-to-own companies operate similarly. You shop in person or online at an approved Santa Rosa retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Santa Rosa, CA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Santa Rosa, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Santa Rosa, CA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Santa Rosa, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Santa Rosa, CA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Santa Rosa stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Santa Rosa, CA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Santa Rosa, CA?
Snap Finance and Acima Leasing both want to help shoppers in Santa Rosa CA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Santa Rosa, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
Acima Leasing in Santa Rosa, CA also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Santa Rosa, CA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Santa Rosa, CA. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.