Choosing Your Santa Monica, CA Lease-to-Own Company
When choosing a lease-to-own company in Santa Monica, CA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Santa Monica so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Santa Monica, CA
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Santa Monica, CA tend to work the same way. You shop at an approved Santa Monica retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Santa Monica, CA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Santa Monica, CA?
The items you can shop for vary based on which Santa Monica, CA retailers are approved by Snap Finance or Acima Leasing. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Santa Monica, CA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Santa Monica, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Santa Monica and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Santa Monica, CA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Santa Monica, CA
Both Snap Finance and Amica Leasing support Santa Monica, CA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Santa Monica, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Santa Monica, CA, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Santa Monica, CA, the Choice Is Yours
Many shoppers across Santa Monica, CA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.