Choosing Your Santa Maria, CA Lease-to-Own Company
When choosing a lease-to-own company in Santa Maria, CA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Santa Maria so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Santa Maria, CA Work
How does Acima Leasing work? Or Snap Finance? Whichever Santa Maria, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Santa Maria retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Santa Maria, CA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Santa Maria, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Santa Maria, CA. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Santa Maria, CA
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Santa Maria, CA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Santa Maria stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Santa Maria, CA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Santa Maria, CA?
Snap Finance and Acima Leasing both want to help shoppers in Santa Maria CA get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Santa Maria, CA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Santa Maria, CA also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Santa Maria, CA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Santa Maria, CA. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.