Snap Finance in Santa Fe Springs, CA or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Santa Fe Springs, CA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Santa Fe Springs, CA Lease-to-Own Company

When picking a lease-to-own company in Santa Fe Springs, CA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Santa Fe Springs so you can find the right company for you.

Snap Finance in Santa Fe Springs, CA vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Santa Fe Springs, CA tend to work the same way. You shop in person or online at an approved Santa Fe Springs retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, pick the eligible items you want, and Acima Leasing in Santa Fe Springs, CA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Santa Fe Springs, CA?

The items you can shop for vary based on which Santa Fe Springs, CA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Santa Fe Springs, CA

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Santa Fe Springs, CA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Santa Fe Springs and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Santa Fe Springs, CA stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Santa Fe Springs, CA

Snap Finance and Amica Leasing are dedicated to helping Santa Fe Springs, CA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Santa Fe Springs, CA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

For Acima Leasing in Santa Fe Springs, CA, you will also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Santa Fe Springs, CA? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Santa Fe Springs, CA. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.