What to Look for in Santa Clarita, CA Lease-to-Own Companies
When selecting a lease-to-own company in Santa Clarita, CA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Santa Clarita and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Santa Clarita, CA Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Santa Clarita, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Santa Clarita retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Santa Clarita, CA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Santa Clarita, CA?
The items you can shop for vary based on which Santa Clarita, CA retailers are approved by Snap Finance or Acima Leasing. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Santa Clarita, CA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Santa Clarita, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Santa Clarita and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Santa Clarita, CA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Santa Clarita, CA?
For shoppers in Santa Clarita, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Santa Clarita, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Santa Clarita, CA, you will also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Santa Clarita, CA
Acima Leasing and Snap Finance have a lot to offer shoppers in Santa Clarita, CA. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.