What to Look for in Santa Clara, CA Lease-to-Own Companies
When choosing a lease-to-own company in Santa Clara, CA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Santa Clara and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Santa Clara, CA
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Santa Clara, CA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Santa Clara and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Santa Clara, CA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Santa Clara, CA?
The items you can shop for vary based on which Santa Clara, CA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Santa Clara, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Santa Clara, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Santa Clara and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Santa Clara, CA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Santa Clara, CA?
Everyone in Santa Clara, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Santa Clara, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Santa Clara, CA also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Santa Clara, CA
Acima Leasing and Snap Finance are great options for Santa Clara, CA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.