Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Santa Ana, CA

Looking for a lease-to-own company in Santa Ana, CA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Santa Ana, CA Lease-to-Own Company

When choosing a lease-to-own company in Santa Ana, CA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Santa Ana so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Santa Ana, CA

How do Acima Leasing and Snap Finance work? Whichever Santa Ana, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Santa Ana retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Santa Ana, CA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Santa Ana, CA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Santa Ana, CA. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Santa Ana, CA

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Santa Ana, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Santa Ana stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Santa Ana, CA, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Santa Ana, CA?

Snap Finance and Amica Leasing are dedicated to helping Santa Ana, CA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Santa Ana, CA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Santa Ana, CA requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Santa Ana, CA Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Santa Ana, CA. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.