What to Look for in San Rafael, CA Lease-to-Own Companies
When comparing lease-to-own companies in San Rafael, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in San Rafael and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in San Rafael, CA Work
How does Snap Finance work? Or Acima Leasing? Most San Rafael, CA lease-to-own companies operate similarly. You shop in person or online at an approved San Rafael retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in San Rafael, CA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in San Rafael, CA?
The items you can shop for in San Rafael, CA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in San Rafael, CA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local San Rafael, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small San Rafael businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find San Rafael, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in San Rafael, CA
Both Snap Finance and Amica Leasing aim to help shoppers in San Rafael, CA with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in San Rafael, CA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in San Rafael, CA also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in San Rafael, CA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in San Rafael, CA. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.