Comparing Acima Leasing and Snap Finance in San Mateo, CA

Seeking a lease-to-own solution in San Mateo, CA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in San Mateo, CA

When comparing lease-to-own companies in San Mateo, CA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in San Mateo and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in San Mateo, CA

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in San Mateo, CA follow similar models. You shop in person or online at an approved San Mateo retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in San Mateo, CA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in San Mateo, CA?

The items you can shop for in San Mateo, CA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in San Mateo, CA

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local San Mateo, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small San Mateo businesses to national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find San Mateo, CA stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in San Mateo, CA?

Everyone in San Mateo, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in San Mateo, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in San Mateo, CA requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your San Mateo, CA Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in San Mateo, CA. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.