Deciding Between Acima Leasing and Snap Finance in San Gabriel, CA

You need a lease-to-own option in San Gabriel, CA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your San Gabriel, CA Lease-to-Own Company

When comparing lease-to-own companies in San Gabriel, CA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in San Gabriel so you can determine which company is right for you.

How Does Lease-to-Own in San Gabriel, CA Work?

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in San Gabriel, CA follow similar models. You shop in person or online at an approved San Gabriel retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in San Gabriel, CA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in San Gabriel, CA?

The items you can shop for vary based on which San Gabriel, CA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in San Gabriel, CA

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in San Gabriel, CA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local San Gabriel stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in San Gabriel, CA, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in San Gabriel, CA

Snap Finance and Amica Leasing are dedicated to helping San Gabriel, CA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in San Gabriel, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in San Gabriel, CA also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your San Gabriel, CA Lease-to-Own Company

Many shoppers across San Gabriel, CA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.