Comparing Acima Leasing and Snap Finance in San Fernando, CA

Seeking a lease-to-own solution in San Fernando, CA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in San Fernando, CA

When selecting a lease-to-own company in San Fernando, CA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in San Fernando so you can determine which company is right for you.

How Does Lease-to-Own in San Fernando, CA Work?

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in San Fernando, CA follow similar models. You shop in person or online at an approved San Fernando retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in San Fernando, CA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in San Fernando, CA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in San Fernando, CA. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in San Fernando, CA

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local San Fernando, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local San Fernando stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find San Fernando, CA stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in San Fernando, CA

Everyone in San Fernando, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in San Fernando, CA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in San Fernando, CA requires an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in San Fernando, CA

Acima Leasing and Snap Finance have a lot to offer shoppers in San Fernando, CA. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.