Choosing a Lease-to-Own Company in San Bernardino, CA
When comparing lease-to-own companies in San Bernardino, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in San Bernardino so you can decide which company sounds best for you.
Snap Finance in San Bernardino, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever San Bernardino, CA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in San Bernardino and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in San Bernardino, CA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in San Bernardino, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in San Bernardino, CA. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
San Bernardino, CA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local San Bernardino, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small San Bernardino businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in San Bernardino, CA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in San Bernardino, CA?
Both Snap Finance and Amica Leasing aim to help shoppers in San Bernardino, CA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in San Bernardino, CA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
Acima Leasing in San Bernardino, CA also requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your San Bernardino, CA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for San Bernardino, CA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.