Choosing Your San Bernadino, CA Lease-to-Own Company
When comparing lease-to-own companies in San Bernadino, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in San Bernadino so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in San Bernadino, CA
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in San Bernadino, CA follow similar models. To start, you choose an approved retailer in San Bernadino and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in San Bernadino, CA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in San Bernadino, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in San Bernadino, CA. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in San Bernadino, CA
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local San Bernadino, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local San Bernadino stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in San Bernadino, CA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in San Bernadino, CA?
For shoppers in San Bernadino, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in San Bernadino, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in San Bernadino, CA requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in San Bernadino, CA? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in San Bernadino, CA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.