What to Look for in Sacramento, CA Lease-to-Own Companies
When picking a lease-to-own company in Sacramento, CA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sacramento so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Sacramento, CA Work
How do Acima Leasing and Snap Finance work? Most Sacramento, CA lease-to-own companies operate similarly. You shop at an approved Sacramento retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing in Sacramento, CA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Sacramento, CA?
The items you can shop for in Sacramento, CA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Sacramento, CA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Sacramento, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sacramento and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Sacramento, CA.
Acima Leasing vs. Snap Finance Application and Requirements in Sacramento, CA
Both Snap Finance and Amica Leasing aim to help shoppers in Sacramento, CA with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Sacramento, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Sacramento, CA, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Sacramento, CA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Sacramento, CA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.