Comparing Acima Leasing and Snap Finance in Riverside, CA

Looking for a lease-to-own company in Riverside, CA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Riverside, CA Lease-to-Own Company

When choosing a lease-to-own company in Riverside, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Riverside so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Riverside, CA

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Riverside, CA tend to work the same way. You shop at an approved Riverside retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Riverside, CA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Riverside, CA?

The items you can shop for vary based on which Riverside, CA retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Riverside, CA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Riverside, CA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Riverside and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Riverside, CA.

What Are the Requirements for Acima Leasing vs. Snap Finance in Riverside, CA?

Everyone in Riverside, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Riverside, CA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.

Acima Leasing in Riverside, CA also requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Riverside, CA Lease-to-Own Company

Many shoppers across Riverside, CA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.