How to Choose a Lease-to-Own Company in Ridgecrest, CA
When comparing lease-to-own companies in Ridgecrest, CA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Ridgecrest and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Ridgecrest, CA Work?
How does Acima Leasing work? Or Snap Finance? Most Ridgecrest, CA lease-to-own companies operate similarly. To start, you choose an approved retailer in Ridgecrest and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Ridgecrest, CA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Ridgecrest, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Ridgecrest, CA. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Ridgecrest, CA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Ridgecrest, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Ridgecrest businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Ridgecrest, CA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ridgecrest, CA?
Everyone in Ridgecrest, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ridgecrest, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Ridgecrest, CA also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Ridgecrest, CA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Ridgecrest, CA. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.