Choosing Between Acima Leasing and Progressive Leasing in Richmond, CA

When you need a lease-to-own solution in Richmond, CA, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Richmond, CA Lease-to-Own Companies

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Richmond, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Richmond, CA so you can figure out which company has the best application process, store selection, and requirements for you.

Richmond Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Richmond, CA? Applying with either company will look pretty similar. Shop at eligible Richmond stores, choose the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Richmond, you may be approved for up to $5,000!

Richmond Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Richmond, CA might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Richmond, CA need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Richmond with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Richmond Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Richmond and online, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Richmond, CA, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Richmond, CA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Richmond, CA are quite similar. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Richmond, CA?

The decision of which Richmond, CA lease-to-own company to choose is entirely yours to make. The right choice for you will depend on approval requirements, which stores in Richmond you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.