How to Choose a Lease-to-Own Company in Redwood City, CA
When comparing lease-to-own companies in Redwood City, CA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Redwood City so you can determine which company is right for you.
How Does Lease-to-Own in Redwood City, CA Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Redwood City, CA follow similar models. You shop in person or online at an approved Redwood City retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Redwood City, CA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Redwood City, CA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Redwood City, CA. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Redwood City, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Redwood City, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Redwood City businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Redwood City, CA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Redwood City, CA
Snap Finance and Acima Leasing both want to help shoppers in Redwood City CA get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Redwood City, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
For Acima Leasing in Redwood City, CA, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Redwood City, CA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Redwood City, CA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.