What to Look for in Placentia, CA Lease-to-Own Companies
When choosing a lease-to-own company in Placentia, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Placentia so you know which company is your best fit.
Snap Finance in Placentia, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Placentia, CA lease-to-own companies operate similarly. First, you pick from a list of approved Placentia retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Snap Finance in Placentia, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Placentia, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Placentia, CA. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Placentia, CA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Placentia, CA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Placentia stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Placentia, CA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Placentia, CA
Both Snap Finance and Amica Leasing aim to help shoppers in Placentia, CA with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Placentia, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Placentia, CA requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Placentia, CA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Placentia, CA. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.