How to Choose a Lease-to-Own Company in Pico Rivera, CA
When comparing lease-to-own companies in Pico Rivera, CA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Pico Rivera so you know which company is your best fit.
Snap Finance in Pico Rivera, CA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Pico Rivera, CA lease-to-own companies operate similarly. You shop in person or online at an approved Pico Rivera retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Pico Rivera, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Pico Rivera, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Pico Rivera, CA. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Pico Rivera, CA
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Pico Rivera, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Pico Rivera and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Pico Rivera, CA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Pico Rivera, CA
Snap Finance and Amica Leasing are dedicated to helping Pico Rivera, CA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Pico Rivera, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
Acima Leasing in Pico Rivera, CA also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Pico Rivera, CA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Pico Rivera, CA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.