How to Choose a Lease-to-Own Company in Perris, CA
When selecting a lease-to-own company in Perris, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Perris and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Perris, CA Work?
How do Acima Leasing and Snap Finance work? Most Perris, CA lease-to-own companies operate similarly. You shop in person or online at an approved Perris retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance in Perris, CA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Perris, CA?
The items you can shop for vary based on which Perris, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Perris, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Perris, CA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Perris and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Perris, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Perris, CA
Everyone in Perris, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Perris, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Perris, CA, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Perris, CA
Acima Leasing and Snap Finance have a lot to offer shoppers in Perris, CA. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.