Choosing a Lease-to-Own Company in Paso Robles, CA
When picking a lease-to-own company in Paso Robles, CA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Paso Robles so you can find the right company for you.
Snap Finance in Paso Robles, CA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Paso Robles, CA lease-to-own companies operate similarly. To start, you choose an approved retailer in Paso Robles and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Paso Robles, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Paso Robles, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Paso Robles, CA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Paso Robles, CA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Paso Robles, CA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Paso Robles and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Paso Robles, CA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Paso Robles, CA?
Snap Finance and Acima Leasing both want to help shoppers in Paso Robles CA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Paso Robles, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Paso Robles, CA requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Paso Robles, CA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Paso Robles, CA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.