Choosing Your Palm Springs, CA Lease-to-Own Company
When selecting a lease-to-own company in Palm Springs, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Palm Springs and Snap Finance so you can determine which company is right for you.
Snap Finance in Palm Springs, CA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Palm Springs, CA tend to work the same way. To start, you choose an approved retailer in Palm Springs and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Palm Springs, CA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Palm Springs, CA?
The items you can shop for vary based on which Palm Springs, CA retailers are approved by Snap Finance or Acima Leasing. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Palm Springs, CA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Palm Springs, CA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Palm Springs and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Palm Springs, CA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Palm Springs, CA?
Both Snap Finance and Amica Leasing support Palm Springs, CA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Palm Springs, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Palm Springs, CA requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Palm Springs, CA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Palm Springs, CA. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.