Choosing Between Oxnard, CA Lease-to-Own Companies
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. When looking at companies like Progressive Leasing in Oxnard, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Oxnard, CA so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Oxnard, CA Work?
How do you lease-to-own with Progressive Leasing in Oxnard, CA? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Oxnard, find the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Oxnard, you can be approved for up to $5,000!
Oxnard Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Although Acima Leasing and Progressive Leasing in Oxnard, CA share similar application processes, they don't have the same requirements. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Oxnard, CA need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Oxnard with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Oxnard, CA Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Oxnard stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Oxnard, CA, or shop Acima Leasing's online retailers.
What Items Can I Lease in Oxnard, CA with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Oxnard, CA are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Oxnard, CA?
Determining the right lease-to-own company in Oxnard, CA is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Oxnard you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.