Choosing Your Ontario, CA Lease-to-Own Company
When selecting a lease-to-own company in Ontario, CA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ontario so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Ontario, CA Work
How does Acima Leasing work? Or Snap Finance? Whichever Ontario, CA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Ontario and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Ontario, CA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Ontario, CA?
The items you can shop for vary based on which Ontario, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Ontario, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Ontario, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Ontario and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Ontario, CA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ontario, CA
Both Snap Finance and Amica Leasing support Ontario, CA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ontario, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Ontario, CA requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Ontario, CA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Ontario, CA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.