Lease-to-Own in Ojai, CA: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Ojai, CA? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Ojai, CA Lease-to-Own Companies

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but lack the funds. With so many companies like Progressive Leasing in Ojai, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Ojai, CA so you can figure out which company's store selection, requirements, and application process sound right for you.

Ojai Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ojai, CA? Both companies follow similar application processes. Shop at eligible retailers in Ojai, select the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Ojai, you can be approved for up to $5,000!

Ojai Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Ojai, CA might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Ojai, CA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Ojai who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Ojai Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Ojai stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Ojai, CA stores.

What Items Can I Lease in Ojai, CA with Acima Leasing vs. Progressive Leasing?

Progressive Leasing and Acima Leasing in Ojai, CA consider the same items leasable. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Ojai, CA Right for You?

The choice of lease-to-own company in Ojai, CA is entirely in your hands. The right choice for you will depend on the application process, approval requirements, and which Ojai stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.