Choosing Between Oceanside, CA Lease-to-Own Companies
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Oceanside, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Oceanside, CA so you can figure out which company has the best application process, store selection, and requirements for you.
Oceanside Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in Oceanside, CA? What about Acima Leasing? Applying with either company will look pretty similar. Browse at eligible Oceanside retailers, choose the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Oceanside, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Oceanside vs. Acima Leasing?
Acima Leasing and Progressive Leasing in Oceanside, CA might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Oceanside, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Oceanside who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.
Where in Oceanside Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Oceanside allows you to shop at thousands of Oceanside stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Oceanside, CA, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Oceanside, CA
Acima Leasing and Progressive Leasing in Oceanside, CA follow similar guidelines for leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Better: Acima Leasing or Progressive Leasing in Oceanside, CA?
We can’t tell you which lease-to-own company in Oceanside, CA to choose. To choose the right fit, consider the application process, approval requirements, and which Oceanside stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.