Choosing Your Oakland, CA Lease-to-Own Company
When choosing a lease-to-own company in Oakland, CA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Oakland so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Oakland, CA
How do Acima Leasing and Snap Finance work? Whichever Oakland, CA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Oakland retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Oakland, CA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Oakland, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Oakland, CA. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Oakland, CA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Oakland, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Oakland and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Oakland, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Oakland, CA
Everyone in Oakland, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Oakland, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
For Acima Leasing in Oakland, CA, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Oakland, CA, the Choice Is Yours
Many shoppers across Oakland, CA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.