How Do I Choose Between Lease-to-Own Companies in Oakdale, CA?
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Oakdale, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Oakdale, CA to help you determine which company has the best application process, store selection, and requirements for you.
Oakdale Progressive Leasing vs. Acima Leasing: What’s the Process?
How do you lease-to-own with Progressive Leasing in Oakdale, CA? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Oakdale stores, pick out the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Oakdale, you may be approved for up to $5,000!
Oakdale Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Oakdale, CA are alike, their requirements are different. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Oakdale, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Oakdale shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.
Progressive Leasing vs. Acima Leasing: Oakdale, CA Stores
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Oakdale allows you to shop at thousands of Oakdale stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Oakdale, CA, or view Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Oakdale, CA?
You'll find that Progressive Leasing and Acima Leasing in Oakdale, CA have similar leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Oakdale, CA?
We can’t tell you which lease-to-own company in Oakdale, CA to choose. The right choice for you will depend on the application process, approval requirements, and which Oakdale stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.