Choosing Your Northridge, CA Lease-to-Own Company
When comparing lease-to-own companies in Northridge, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Northridge and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Northridge, CA Work?
How does Acima Leasing work? Or Snap Finance? Most Northridge, CA lease-to-own companies operate similarly. You shop at an approved Northridge retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Northridge, CA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Northridge, CA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Northridge, CA. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Northridge, CA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Northridge, CA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Northridge stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Northridge, CA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Northridge, CA?
Both Snap Finance and Amica Leasing aim to help shoppers in Northridge, CA with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Northridge, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Northridge, CA also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Northridge, CA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Northridge, CA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.