How to Choose a Lease-to-Own Company in North Hills, CA
When comparing lease-to-own companies in North Hills, CA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in North Hills and Acima Leasing so you can determine which company is right for you.
Snap Finance in North Hills, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever North Hills, CA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in North Hills and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in North Hills, CA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in North Hills, CA?
The items you can shop for in North Hills, CA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in North Hills, CA
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local North Hills, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local North Hills stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in North Hills, CA.
What’s Needed to Apply for Acima Leasing or Snap Finance in North Hills, CA
Snap Finance and Amica Leasing are dedicated to helping North Hills, CA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in North Hills, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in North Hills, CA requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in North Hills, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in North Hills, CA. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.