Choosing a Lease-to-Own Company in Newport Beach, CA
When choosing a lease-to-own company in Newport Beach, CA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Newport Beach and Snap Finance so you know which company is your best fit.
Snap Finance in Newport Beach, CA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Newport Beach, CA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Newport Beach retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Newport Beach, CA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Newport Beach, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Newport Beach, CA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Newport Beach, CA
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Newport Beach, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Newport Beach and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Newport Beach, CA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Newport Beach, CA?
Everyone in Newport Beach, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Newport Beach, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in Newport Beach, CA also requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Newport Beach, CA
Acima Leasing and Snap Finance are great options for Newport Beach, CA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.