Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Mountain View, CA

You’re ready to shop with help from a lease-to-own company in Mountain View, CA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Mountain View, CA Lease-to-Own Company

When choosing a lease-to-own company in Mountain View, CA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Mountain View and Acima Leasing so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Mountain View, CA Work

How do Acima Leasing and Snap Finance work? Most Mountain View, CA lease-to-own companies operate similarly. First, you pick from a list of approved Mountain View retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Mountain View, CA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Mountain View, CA?

The items you can shop for in Mountain View, CA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Mountain View, CA

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Mountain View, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Mountain View stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Mountain View, CA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Mountain View, CA

Snap Finance and Acima Leasing both want to help shoppers in Mountain View CA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Mountain View, CA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Mountain View, CA, you will also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Mountain View, CA, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Mountain View, CA. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.