What to Look for in Moreno Valley, CA Lease-to-Own Companies
When comparing lease-to-own companies in Moreno Valley, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Moreno Valley and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Moreno Valley, CA
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Moreno Valley, CA tend to work the same way. First, you pick from a list of approved Moreno Valley retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing in Moreno Valley, CA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Moreno Valley, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Moreno Valley, CA. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Moreno Valley, CA
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Moreno Valley, CA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Moreno Valley businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Moreno Valley, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Moreno Valley, CA
Snap Finance and Acima Leasing both want to help shoppers in Moreno Valley CA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Moreno Valley, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Moreno Valley, CA also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Moreno Valley, CA Lease-to-Own Company
Many shoppers across Moreno Valley, CA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.