What to Look for in Monterey Park, CA Lease-to-Own Companies
When choosing a lease-to-own company in Monterey Park, CA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Monterey Park so you can decide which company sounds best for you.
How Does Lease-to-Own in Monterey Park, CA Work?
How does Snap Finance work? Or Acima Leasing? Whichever Monterey Park, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Monterey Park retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Monterey Park, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Monterey Park, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Monterey Park, CA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Monterey Park, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Monterey Park, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Monterey Park stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Monterey Park, CA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Monterey Park, CA
Everyone in Monterey Park, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Monterey Park, CA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Monterey Park, CA requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Monterey Park, CA
Acima Leasing and Snap Finance are great options for Monterey Park, CA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.