How Do I Choose Between Lease-to-Own Companies in Monterey Park, CA?
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. Monterey Park is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Monterey Park, CA to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.
Monterey Park Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Monterey Park, CA? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Monterey Park, select the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Monterey Park, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Monterey Park vs. Acima Leasing
Although Acima Leasing and Progressive Leasing in Monterey Park, CA share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
To lease-to-own with Acima Leasing in Monterey Park, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Monterey Park with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Monterey Park Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Monterey Park and online, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Monterey Park, CA, or view Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Monterey Park, CA?
The rules for leasable items at Acima Leasing and Progressive Leasing in Monterey Park, CA are quite similar. In general, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Right for You: Progressive Leasing or Acima Leasing in Monterey Park, CA?
We can’t tell you which lease-to-own company in Monterey Park, CA to choose. The best option for you depends on which Monterey Park retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.