Choosing a Lease-to-Own Company in Modesto, CA
When selecting a lease-to-own company in Modesto, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Modesto so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Modesto, CA
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Modesto, CA tend to work the same way. To start, you choose an approved retailer in Modesto and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Modesto, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Modesto, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Modesto, CA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Modesto, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Modesto, CA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Modesto and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Modesto, CA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Modesto, CA?
Both Snap Finance and Amica Leasing support Modesto, CA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Modesto, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Modesto, CA also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Modesto, CA, the Choice Is Yours
Many shoppers across Modesto, CA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.